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Veterans United Employee Toby Sullivan

Toby Sullivan

Meet Toby Sullivan, the Dedicated Loan Officer and Adventure Enthusiast

Greetings! Toby Sullivan is your friendly neighborhood loan officer, and more than just a financial expert – Toby is your committed partner in turning homeownership dreams into reality. With a heart deeply rooted in gratitude for military heroes and a spirit wired for adventure, Toby brings a unique perspective and passion to the world of home financing.

Having grown up in a household marked by honor and service, Toby has immense respect for the sacrifices made by military families. Toby's father, a dedicated army veteran who served the nation for an impressive 29 years, instilled in Toby the values of integrity, loyalty, and hard work. This legacy serves as a guiding light, propelling Toby's determination to assist fellow veterans in securing the homes they deserve.

Outside the realm of mortgages and interest rates, Toby is an avid adventurer. When not in the office, Toby can often be found exploring the great outdoors, seeking the next thrill on a biking trail, or marveling at the wonders beneath the lake in a kayak. Toby believes that life's most exciting moments happen outside comfort zones, and this adventurous spirit is carried into the approach to helping clients finance their homes.

Navigating the world of home loans can be as exciting as any adventure – with its twists, turns, and unexpected challenges. That's where Toby comes in. Toby is here to simplify the process, find the best loan options tailored to your needs, and guide clients smoothly toward the keys of their new homes. The goal is not just to provide a loan; it's to be a trusted ally, ensuring that the financial aspect of the homeownership journey is as seamless and stress-free as possible.

Whether you're a veteran looking to settle into a place to call your own or a first-time buyer venturing into the realm of homeownership, Toby is here to assist you. Let's embark on this exciting journey together and secure the financing you need to make your dream home a reality.

With gratitude for our veterans and enthusiasm for your homeownership dreams,

Toby Your Dedicated Loan Officer and Adventure Enthusiast

Veterans United Employee Toby Sullivan

Toby Sullivan

Loan Officer NMLS #2104302

Contact Information
Office 573-876-2600 x8188
Email toby.sullivan@veteransunited.com
Address 550 Veterans United Drive
Columbia, MO 65201

Reviews

See what 55 customers have said about Toby Sullivan

5 out of 5 Stars

Toby was very educational throughout this process, and as a first time buyer he really helped me out through the whole thing and made life easy.

5 out of 5 Stars

Very easy to talk to and offered up all information. Kept me comfortable and informed during the whole process. Answered all my questions and was very polite!

5 out of 5 Stars

Excellent communication, informative

5 out of 5 Stars

Very helpful and expedient in answering questions.

2.5 out of 5 Stars

Mr. Sullivan's & Mr. Schlottach's demeanor, while professional, did little to alleviate the considerable burden placed upon me throughout this process. Despite my clear and thorough efforts to provide ample documentation of my active-duty military status – information readily verifiable and standard for those familiar with DoD programs – I was subjected to a level of scrutiny and questioning that was not only unwarranted but deeply unsettling.It was disheartening to have to dedicate significant time, while deployed and operating in a different time zone and hemisphere, to compile and resubmit information that was seemingly ignored or misunderstood. The fact that I had to resort to copying and pasting sections of Army regulations and even extending an invitation to contact the program office managing my sabbatical, speaks volumes about the lack of familiarity with the program even after thoroughly explaining it.Mr. Schlottach's assurances of a "smooth process" prior to my deployment proved to be completely hollow, adding insult to injury. The constant uncertainty and lack of clear communication, particularly from Toby and Mark, created an unacceptable level of stress during an already challenging time. My partner, four months pregnant and grappling with the anxieties of our impending home purchase, was also unnecessarily burdened by the team's inability to provide timely and accurate information.The fact that this disregard for my situation continued up until the very day of closing – requiring me to scramble for basic wiring instructions the night before – is simply unprofessional and indicative of a larger systemic issue. Rather, my partner had to shoulder the task of figuring out closing costs due to the wiring instructions not being provided to me in a timely manner. I would like to re-remind the reader that I am deployed, and I do not have the luxury of sitting around all day for an email. The required information to wire the closing costs could have simply been sent to me the day / days before actual closing.This experience, fraught with unnecessary hurdles and anxieties, should serve as a case study for management to ensure that no other service member endures such disrespect and disregard. A thorough review and implementation of corrective measures are imperative.

5 out of 5 Stars
5 out of 5 Stars

Very helpful and responds quick

5 out of 5 Stars

Toby and the entire team was extremely helpful and knowledgeable. They were very responsive and always supported me through the entire process. The kicker was the thoughtful welcome gift they got me that was extremely personal. It was like working with a caring family member and did everything in their power to get the best outcome for me. A 10 is still too low for the team that I worked with.

5 out of 5 Stars
4 out of 5 Stars

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