My loan officer Kayla Massie was very knowledgeable and walked me through every step of the way. Another thing I really liked as well was her response time to all of my concerns and phone calls. If she was not available I would always hear back in a timely manner which I really appreciated. I would highly recommend working with Kayla to any other Veteran looking to buy a home. It was a pleasure to work with my team and Veterans United!Thank you,
Joe Scardina II
![headshot image of Kayla Massie](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2121245.jpg)
![headshot image of Jon Ouk](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1723683.jpg)
Thank you all so much for your help. However there were too many stressful times. But great job!
![headshot image of Sydney McFall](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1113548.jpg)
![headshot image of Nicole Donnelly](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2150720.jpg)
This was the most stressful thing i have ever done. Leaving my home going into the unknown. Your team guided me threw the whole prosses keeping me informed the whole way. I would have never done this without them. Each person was amazing. Thank you all so much I will never forget you and what you did for me and my family.
![headshot image of Travis Ward](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1287868.jpg)
Veterans united was always on my side and fought for me every step of the way !!
![headshot image of Ashton Zeigler](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1117978.jpg)
Kyle Riggs and Kate Keating make an amazing team. Always on top of documents I needed to fill out and extremely helpful throughout the entire process of refinancing our home. Kyle kept me informed on the steps and Kate never let me slip on paperwork. Very professional team. 10/10 would recommend.
![headshot image of Kyle Riggs](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1897236.jpg)
![headshot image of Chris Lunn](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/142895.jpg)
![headshot image of Chris Rohr](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/215602.jpg)
I felt comfortable with Dave and Katie and they were professional and very helpful.
![headshot image of Dave Buchner](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/217248.jpg)
![headshot image of Cory Peebles](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2158088.jpg)
Quickest, smoothest and most personable VA mortgage experience on the market.
![headshot image of Jake Hanson](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1068724.jpg)
The whole process was great from beginning to end. That's due to the wonderful team I had the opportunity to work with.
![headshot image of Toby Sullivan](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2104302.jpg)
The mortgage process through Veterans United was nearly flawless, which I can't say about any other mortgage company or bank. The staff kept me informed along the way and far exceeded my expectations. The only suggestion I have would be for underwriters to put a why with their questions when more information is needed or they want the home buyer to write explanations about issues that don't seem to affect the loan. I complied with everything that was asked of me, though there were some things that I still have no idea why I needed to tender an explanation, and a couple of things that were required that I felt were unnecessary. However, it didn't delay loan approval or closing and the questions weren't worth arguing about.
![headshot image of Gus Branda](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1230865.jpg)
Response from Veterans United
Tabatha, based on your rating, it appears we might have room to improve. We do not want to make assumptions; therefore, we invite you to connect with a member of our Client Advocate team. They are available to gather more detailed information so that we may look to use this opportunity to prevent a similar experience down the road. Please reach out to us so that we can work to improve for you and our future clients.
![headshot image of Dylan Schatz](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2018655.jpg)
![headshot image of Tony Theberge](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1563980.jpg)
Great experience overall with the exception of the clerical error and Bart Townsends poor customer service. He created a great deal of stress in our lives due to his short-sided attention to detail. Early on in the process we requested a complete list of to do items due to my overseas travel schedule . He continued to send them sporadically and required immediate responses (same day most times) when it was impossible to do so. Remember that an email sent is not an email read due to many factors, including WiFi availability and connectivity.
![headshot image of Jeff Gordon](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/202235.jpg)
The entire VU team made my home-buying experience an absolute pleasure. They provided me with much needed support, were more than willing to answer my questions, and made me feel like a valued customer. I would recommend VU to any veteran wanting to purchase a home and have the support of a competent and willing team by their side. Thank you for everything.
![headshot image of Jake Faerber](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/838645.jpg)
![headshot image of Tyler Salter](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1731461.jpg)
What a great team I had . They was a great teamwork helping me find best house for me
![headshot image of Greg Heins](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1862552.jpg)
This was the worst experience possible as it pertains to support for the applicant during an already stressful process. The communication with the lending officer was non-existent. The representative for the builder made it known from the second that we stepped into her office to look at homes, that there will be incentives that would not only cover ALL of the closing cost, but also enough to buy down the interest rate. This was communicated to the VU lending officer by the builder rep, and it was completely ignored. The builder rep asked again for at least the closing cost amount so they can cover it and the lending officer gave her an amount that was half of the closing cost. This caused us to have to spend $5000 of our own money and assume the interest rate as-is, when there was free money being offered by the builder.The builder rep asked again about buying down the interest rate and the loan officer answered by stating that he knew about a negative point on my wife's credit report. The builder rep has nothing to do with the loan process, except to offer incentives, and telling her anything about our finances was unprofessional and disrespectful.When our real estate agent reached out to them regarding these issues, she requested to speak to management, and was given bad information. She was put into contact with an individual who falsely claimed to be the CEO and who eventually just hung up on our real estate agent.We are appreciative and happy that we were able to closed because my wife is in love with this house, but VU made this process painfully stressful.
Response from Veterans United
Hi Francis, we appreciate your feedback on this matter. It is important for us to understand your point of view and promote mutual understanding. Thank you for providing direct feedback and giving us an opportunity to speak with you further to review the events leading up to your closing. Discussing the details around your final closing figures and preparing you for settlement is part of our commitment to excellent service. While we were thrilled that you earned money back at closing as well as applying the credits in question, the communication of such missed the mark. It is our goal to be there for you every step of the way to explain and demonstrate all changes. We appreciate your calling attention to this aspect and will always be available if you wish to discuss in greater detail.
Overall great experience and service. It was a long and painful process but Jordan and his team was very helpful through the entire process.
![headshot image of Jordan Showalter](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1990172.jpg)
![headshot image of Erinn Cline](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2223549.jpg)
![headshot image of Christopher Anderson](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2483969.jpg)
![headshot image of Destiney Crossno](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2379613.jpg)
My whole team was amazing including Ms Murphy the realtor that Beth recommended. The whole pro essay was smooth and very easy. Would recommend everyone on this team!
![headshot image of Beth Fletcher](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/493035.jpg)
![headshot image of Kyle Rutkoski](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1450360.jpg)
Great experience
![headshot image of Rachel Bruce](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/951471.jpg)
![headshot image of Holly Ray](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1992719.jpg)