This was a very long, difficult, and expensive process just to refinance. I don’t think we would choose to get a VA loan again in the future.
Response from Veterans United
Thank you for this feedback Patrick. A member of our Client Advocate team will be researching this further to determine how we may improve our service for future clients. While we cannot change the experience you had with your refinance, we want to ensure that no other Veterans have this same experience in the future. If you would like to further share your experience with our team we would value the opportunity to learn more.
the interest rate was good. but it took thee months to close.
The paperwork is very frustrating and some items are vague as to what they are asking for. Keep in CLOSE contact with your loan specialist and they should make it go smoother. Be patient, at times you'll feel you're left in the dark, but they are working in the background.
We have used Veterans United for two home buys, a refinance, and assistance in selling a home. Each time was a great and smooth experience. They definitely cater to your needs and work with you every step of the way. With home buying and selling, there will always be issues to fix or work around. Veterans United was there to help with any problem. They are the best.
At first VU was great and responsive, but when it came close to time to close I had an underwhelming experience and had to wait longer. However they did compensate me in the end.
Response from Veterans United
Michael, we thank you for sharing your feedback openly and for giving us an opportunity to learn more about your experience. One of our Client Advocate team members has already begun to research your comments, and will be working hard to learn as much as possible about what caused your closing delays. While we cannot change the experience you had we are committed to accountability, exploring ways to improve, and seeking opportunities to continue serving you. Should you wish to share more information regarding this or any other matter, then please do not hesitate to connect with us.
Great mortgage company to work with. They made our buying process a breeze.
Veterans United is an excellent friend to the veteran that wants to get a home fast.with the guidance of veterans united you can be closing in record time' i know this first hand.
I don't know what's better- Veteran Uniteds customer service, or Rob Riggles acting skills.I'm going with VU, sorry Rob!
Working with Dan Hopkins was, no exaggeration intended, a terrible experience. He issued a prequalification letter that was $60,000 more than I ended up being qualified for, but took 2 months to inform me of that, so with continued market appreciation, I became priced out of houses in my area that I could have originally afforded. I submitted all my tax documents at the beginning of this process, and my guess is that he never evaluated them, because it would've been very clear that I would not be eligible for the original amount if he had.Dan was regularly misinformed about information regarding my loan process. Missing bank documents and balances, being unaware of what could and could not be counted as income, confusing information about what my options actually were.My realtor and I were told multiple times things like, "it's going well" "we should have an approval any day now" "we're just waiting on one more small thing," etc over the course of at least a month, to finally be told that there was no solution, the underwriter had denied us. Dan didn't attempt to find a solution to that problem until I threw a fit, in which case a solution was promptly found. Up until that point, there was little to no support or preparation for the possibility that our loan would be denied, or what to do if that ended up being the case.I can absolutely remember asking the question at the beginning of this process, "Is there any way I can have my girlfriend on this loan with me?" Dan said, "No, unmarried spouses can not be on VA loans with veterans." Fast forward two months, and I now have a VA loan that has an unmarried spouse on it with me. Dan obviously lied about that, it was an option from the beginning, and would've eliminated months of stress on our end if he'd been honest about that.The worst part of my experience with Dan Hopkins was that the only way to get timely responses or solutions to my problem was for me to be extremely rude, after months of being cordial and polite. While I eventually ended up with a loan and with a house, I don't believe that rudeness should've been required on my end to motivate the loan specialist to be successful and complete the process that we began together.I'm sure Veterans United is a quality company. Working with Dan Hopkins was a terrible experience, and for anyone in my veteran network, my customers who buy homes in our area, or the realtors who use my business, I'll recommend heavily that they request a new loan coordinator if they're paired with Dan Hopkins.
Response from Veterans United
Hello Nicholas, thank you for being specific in sharing your feedback and for letting us know about your overall experience. We apologize that our service did not provide the personalized experience you expected throughout the process. While we cannot make up for the experience you had, it is important that we deliver excellent communication with love, care and respect. We are glad that you were able to connect with our Client Advocate team who is here for you to help ensure an outstanding customer service experience, and we invite you to connect with us further. We know the stress involved when an unexpected complication delays a home loan process. While there are aspects of the loan process that can only take place once all conditions have been satisfied; it is important that we take all feedback into account and look for ways to promote an excellent customer experience. We understand that the preapproval process did not meet your expectations. We realize that the home buying process can elicit what seems like undue pressure when working to gather the required documentation. Our underwriting process serves to protect the integrity of our industry and families who might otherwise fall into a financial hardship. Having to confirm CTC on your file and then sending to the RLC for prior VA approval can be time consuming and unfortunately outside of what we can control. Team work is essential to our ability to deliver exceptional service and we have established means to prevent experiences like yours. By providing direct contact information for all of our Loan Coordinator we go to great lengths to ensure you'll have an easy time reaching out for assistance. Your comments will and have helped us ensure that we learn from mistakes and improve for the next customer. Thank you for giving us the opportunity to serve you, discuss your experience in depth and we hope you enjoy your new home!
I would strongly recommend Veterans United to any and all current and Ex-Service members when considering buying a home. The process is so easy and flawless during my experiences with the VU and should should yours.
Thank you, Veterans United, for helping me become a homeowner! You made the entire process smooth and pleasant. God bless America!
