This has been an exciting adventure that started more than 7 years ago. My wife and I started looking on the web for homes and neighborhoods that we might like to live in after we retired. Once we found the area that we liked, we contacted Veterans United Home Loans. We were luck from the start. Once we completed a Veterans United Home Loan Application Matt Istwan and his team responded. They made the dream come true. We not only gained knowledge on home buying techniques but new friends as well. As you well know good and reliable friends are hard to come by. Thanks again to Matt and his awesome team.
![headshot image of Matthew Istwan](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1565050.jpg)
I must shout out Bridget! Bridget was so responsive, always professional, and very helpful. I appreciated her help so much. My VU team was great and I couldn’t have asked for a better experience. Thank you!
![headshot image of Rick Bridgman](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/98981.jpg)
My loan team provided excellent service, and I greatly appreciated their attention to detail throughout the process. However, the experience with the reconsideration of value following a low appraisal was disappointing. The process took longer than anticipated, and despite providing thoroughly vetted information and research from real estate professionals, the outcome lacked a clear explanation. This was particularly frustrating given the appraiser's apparent lack of thoroughness, including not walking the property or utilizing appropriate comparable sales in the area.
![headshot image of Aaron Swanner](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1533682.jpg)
![headshot image of Robert Sweeton](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1451365.jpg)
Thanks to the whole team! You made a daunting process easy! Also want to thank you for the very thoughtful gift after closing! You all seemed to know exactly what I enjoy! Thanks again!
![headshot image of Nate Bitner](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1374361.jpg)
![headshot image of Kevin Redmond](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1721466.jpg)
![headshot image of Joshua Schultz](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/896562.jpg)
Kevin was great! He was extremely helpful and kind being that we’re first home buyers.
![headshot image of Kevin Reichert](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/43302.jpg)
![headshot image of Katy Reeder](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1246356.jpg)
This was the first time I had the opportunity to buy a house, my friend recommended Veterans United to me and I contacted them in March of 2024. It may seem like it is a long time between contact and closing, however it is not. My wife and I had a few credit issues to take care of and were given a time frame of even qualifying for a house until February 2025. In October I reached out to Veterans United Senior Credit Consultant Michelle Mueller, to let her know where we were on our home buying journey. She let me know that we were almost there in mid-October and ran another check for us on November 1, 2024; to our surprise we were approved to start home shopping. We found a house rather quickly and had everything moving towards close in very short order. In NY it is not uncommon for a closing to take 90 days or more due to all the professionals that must be involved. We closed on January 17, 2025, and moved in the next day. It was not only Veterans United, but our Lord Jesus that opened doors we could not open, and closed doors that needed closed.
![headshot image of Mason Maddox](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/314123.jpg)
My hold team reall did a great job. Really loved how the team would answer my question and help me with anything I need.
![headshot image of Matthew Thayer](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2185096.jpg)
![headshot image of Jon Abernathy](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/49695.jpg)
![headshot image of Zach Kieffer](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1025330.jpg)
Even my realtor was saying how smoothly this sale went. She said she would work with a VA loan recipient any time.
![headshot image of Nick Littrell](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1313019.jpg)
I researched and reviewed many mortgage companies aimed at Veterans. Veterans United was consistently the company that had the highest service and satisfaction rate. I begain my homebuying journey 2 years ago with less than Ideal credit. Veterans United worked with me for over two years to build my credit, purchase my dream home, and guided me throughout the process along with my realtor.Working withMax, Eric, Jill, and Ally was an amazing experience and if you're looking to purchase a home with a VA loan,Veterans United is not if you should work with them, but how soon.
![headshot image of Max Carratura](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/388818.jpg)
My veterans united team was awesome. Kris and Kathy were consistently in communication with me through every process along the way. They were always quick to respond with clear answers to my questions. This is my tenth home purchase and this was by far the best mortgage team I have ever worked with.
![headshot image of Kris Carmichael](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/966989.jpg)
![headshot image of Jonathan Lucas](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/43401.jpg)
![headshot image of Brice Mueller](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1909618.jpg)
We needed an IRRRL and the process was fast, easy, and helpful.
![headshot image of Jon McCarty](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/35060.jpg)
Veterans United is a company that helps a lot of veterans. They will assist you in any way possible. When I first met my agent Zach D. I didn’t know what to expect , however , he was very friendly and supportive. Before I knew it , he had gotten an approved and assisted me with an agent , however , he and his assistant was very helpful throughout the whole process and offered permanent assistance. You can’t expect more. Thank you Zach and your whole team !!!!! God Bless !!!!!
![headshot image of Zachary Debord](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/192560.jpg)
![headshot image of Joseph Choi](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/34787.jpg)
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I can’t thank you enough for the support during my home search and the flexibility in adjusting the amounts when needed. As a first-time buyer, I had so much to learn, but the patience and guidance I received from the team were incredible. Ms. Candy was always ready with answers and advice, making the process much easier!
![headshot image of Candy McGowan](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1222507.jpg)
![headshot image of Todd Keicher](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/447595.jpg)
![headshot image of Matthew Thayer](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2185096.jpg)
![headshot image of Adam Underwood](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/398146.jpg)
![headshot image of Aaron Laxson](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1520715.jpg)
![headshot image of David Fields](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2440775.jpg)
This has been the most pleasant and worry free process. Mrs. Stephens was super helpful.
![headshot image of Kelly Stephens](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/58755.jpg)