I cannot in good faith recommend Matt LaTorre if you’re a first time homebuyer. You really need to do your own independent research and not just trust one person will have your best interest in mind. I hope you use our experience as a cautionary tale. We got shammed on the interest rates. I highly recommend you shop around and don’t just go with veterans united. We were originally told we had great credit and we wouldn’t need to buy points. Our interest rate would be 5.99. We were excited and didn’t bother looking elsewhere for our mortgage. We thought they look out for veterans. Then 2 days later we put an offer on our house and we were told by Matt now our interest rate is 6.25 and we would have to pay for points to buy it down. So how was it lower 2 days prior and we were told we wouldn’t have to buy points. We felt trapped and deceived. When we saw rates go down we reached out to Matt and asked what it would be but we’re still told 6.25 or pay points. To make matters so much worse and absolutely soured our entire first time home buying experience we were told right as we had to lock in the final rate that it would be 6.35%. That’s far off from the 5.99% we were originally told. My wife couldn’t even sleep knowing how badly we got screwed over and it ruined our experience so much so we thought about throwing in the towel. It made us realize we will never use veterans united nor recommend it to anyone. We have been in our house a couple months and it still kills us that we got scammed into a higher rate. And every single time we see our mortgage payment we get annoyed we have a higher interest rate. Get yourself someone local you can look in the eyes and get a proper rate from. One that looks out for you, and assists especially if buying your first home. 0/10 do not recommend.
So helpful and pleasant to work with.
Great experience! Thanks for the opportunity to purchase my first home!
Everyone who has assisted me with any issues I may have are extremely helpful, knowledgeable and friendly, making it easy to understand the resolution.
Wendy Edde, Rachel, Brooke Mora,and the whole staff was excellent!!They really care for their clients and Veterans.They made my House searching journey amazing!!
Ready to see for yourself?
Experience first-hand why 358,497 homeowners give us a perfect score!
The absolute best ever team
I enjoyed it. Takes me back to basic training - tell you what to do, do it, get results.
From beginning to end, using Veterans United was seamless. They had the best, no nonsense rate for me and the online documents page made it extremely easy to keep tabs on where I was in the process.
It was good
Ready to see for yourself?
Experience first-hand why 358,497 homeowners give us a perfect score!
Nathan was absolutely on point and stayed ahead of any issues. I have purchased 5 homes in the past 12 years and this has been by far the best experience.
Our entire team was wonderful from start to finish! We were especially impressed with the communication and attention to detail that Samantha showed. I never had to wonder if someone was working for our family or approaching our situation, and all the unique challenges it presented. Thank you all!
VU has done a fantastic job making the home buying process very simple. I've used VU twice and have been impressed both times. Would recommend VU to any veteran looking for a home.
VU was amazingly successful in facilitating a difficult loan process. Their effort, professionalism, and support throughout the process was greatly appreciated. I highly recommend them.
Montgomery, Brittany were very professional and stayed on top of everything. Very pleased.
First year I had people calling and helping. Once we found a place, it was like a ghost town except Carl. He is the only reason I stayed with veterans United.
If I knew the interest rates were set, I'd search and use other places. No competitive deals. The interest rates are hidden from search engines with advertising.
I like the cool monogram blanket, not so much about me being in the Navy, maybe that's the color but I'm not Navy.
The appraisal never tested anything or adhered to VA requirements. The requirements are available to read on VA site. No working smoke detectors in home just to start.
Response from Veterans United
Hey Wayne,
Thank you for taking the time to share such detailed feedback. I’m really glad to hear Carl made a difference for you during your homebuying journey. I’m sorry to learn that after finding a home, you felt the process got quieter than expected—that’s not the experience we want anyone to have.
I also appreciate you bringing up your concerns about interest rate transparency and the VA appraisal. While the VA appraisal helps confirm a home’s value, it doesn’t serve as a full home inspection or test systems in the house. That’s why we always encourage a separate home inspection before closing to make sure everything’s in working order, like smoke detectors.
And I appreciate your note about the blanket—we love sending a small thank-you, and your comment will help us make future gifts more personal.
If you’d like to talk more about your experience or share additional details, I’d be happy to connect directly. You can reach me at 1-800-212-5200 or ClientAdvocate@vu.com. We’re here Monday through Friday from 9 a.m. to 5 p.m. CST.
